Travel insurance is insurance that is intended to cover financial, medical expenses and other losses incurred while traveling, either inside one?s own country, or internationally.
Travel insurance can normally be arranged at the time of booking of a trip to cover precisely the duration of that trip or a more extensive, continuous insurance can be purchased from (most typically) travel agents, travel insurance firms or directly from travel suppliers such as cruiselines or tour operators.
Travel insurance often delivers coverage for a variety of travelers. Student travel, company travel, leisure travel, adventure travel, cruise travel, and international travel are all different alternatives that can be insured.
The most common risks that are covered by travel insurance are:
? Cancellation
? Curtailment
? Delayed departure
? Loss, theft or harm to individual possessions and income (such as travel documents)
? Delayed baggage (and emergency replacement of essential items)
? Medical expenses
? Emergency evacuation/repatriation
? Overseas funeral expenses
? Accidental death, injury or disablement benefit
? Legal assistance
? Personal liability and rental vehicle harm excess
Some travel policies will also offer cover for extra expenses, even though these vary widely between providers.
And in addition, typically separate insurance can be purchased for specific expenses such as:
? high risk sports
? travel to high risk countries
? pre-existing medical conditions
Travel insurance can also supply useful services, frequently 24 hours a day, 7 days a week that can consist of concierge services and emergency travel assistance.
www.travelinsuregenie.com
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